Believe in Yourself
Are you over 50 and unprepared for retirement? I can help!
Even if you have no money saved, I can help you get on the path to a comfortable retirement, but you have to act now! Too much time has already passed.
About
I’m a guy in a pickup. I’m probably a lot like you in my 50s. I worked hard my whole life and provided for my family, but I never got ahead and saved enough for retirement. The time is coming when I want to enjoy life (travel, see the grandkids, take it easy), but the reality is that I don’t have the money saved to do that. This was a difficult realization, but it is the truth. Once I faced my reality, I decided I needed to make the changes necessary to get the retirement I wanted. I’m here to show you what I did to change my life.
A Guy in a Pickup can help.
I have scoured the internet looking for retirement help. The “free” retirement guides are thinly veiled ads for financial advisers. So much of what is out there aimed at young people who are starting their career and it advises them to save and invest or it is aimed at people who are ready to retire and who have saved enough money to get them through. The sad reality for you and me is that we do not have the time to save and invest enough money for retirement the traditional way. The websites that address our situation only scratch the surface and tell you to work until you are 70 (or older) and to look for a less expensive place to live. This is hardly helpful advice.
My circumstance has forced me to be creative and look outside the traditional avenues of retirement preparation. As I started this journey, it occurred to me that there must be others who need the same information and who are looking for someone “safe” to help them navigate the same course. I will not judge you for where you are in your life. I am in the same place as you. I just want to help. I have invested a lot of time and effort into learning more about how to plan for retirement without savings. I want to help you make your retirement better.
Your retirement is looming...
Do you feel like there is no hope?
These concerns are not getting better by ignoring them. You need to start now to get your retirement plan working for you.
- Can I afford health insurance?
- No monthly financial plan
- How is inflation going to affect me in the future?
- What happens if you get divorced?
- Do you worry all the time?
- What will my quality of life be when I can no longer work?
- Are you embarrassed to talk with a financial adviser because of your situation?
- Over 50?
- Little or no money saved?
- Working too much?
- Worried that your job might be phased out?
- Struggling to pay your current bills/no money to invest?
- • Do you have a high level of debt?
- • Are you worried about spiraling healthcare costs as you age?
- Will you get any Social Security?
Where do you start?
You have to know your financial situation. Most Americans between the ages of 55-64 (according to US News and World Report) have a little over $400,000 saved for retirement and the rule of thumb for retirement is that you need 6X your annual income saved by age 50. If you make $100,000 a year, you should have $600,000 saved by age 50. You need to know where your money comes from and where it is going each month. Get my FREE MONTHLY EXPENSE TRACKER by clicking here: (insert button)
This tracker is a simple spreadsheet that you can use to track where your money goes each month. This will require some dedication by you. You will need to use this spreadsheet for a few minutes each day an account for all of the money you spend (even the quick trip to Starbucks). You will likely be amazed at how much money you could save if you cut out a few items from your daily expenses. You spend 40+ hours a week earning your money, so it isn’t too much to ask to spend 1-2 hours a month tracking where all that money goes.
Are you ready to take the next step?
If you are ready to get serious about your retirement and get serious about taking control of your retirement, I have a 35-page retirement guide available for download. This comprehensive retirement guide will help you to map out your retirement plan. It covers financial planning, goal setting, Income sources tax planning and much more.